PICK A WINNER! Select The Best Home Today For The Life You Dream About Tomorrow | Wilmington NC real estate

It wasn’t so long ago that most people visualized the “American Dream” as ownership of a single-family home. Today, home buyers have — and appreciate — more options for meeting their lifestyle preferences and budgets, including townhomes, condos and co-ops.

Lifestyle preferences and income tend to change as people journey through the different life stages. To research Wilmington NC real estate and to look at different lifestyles please visit www.cbbaker.com. or take us with you mobile.cbbaker.com


  • The housing needs of singles quickly change with marriage and children. Small families often outgrow their starter homes, and can afford to “move up” as more babies arrive and kids grow older.
  • Couples who’ve sent their last grown child into the world may start thinking about whether their suburban home with yard is still the ideal setting for how they want to spend their time.
  • As people approach or reach their later years, they may focus more on how easy it is to live and move about in a home.


If you’re in one of those transition periods of life, take some time to consider how your time, needs and budget might be better served by a change in housing type. Selling your current home and buying a more suitable one (or your first one!) could improve your quality of life on a daily basis. Your timing could be perfect today, as mortgage rates are oh-so-low and there’s plenty of housing inventory to choose from.


Here are some things to consider about the various housing options available to today’s homeowners. And they’re all available new or as resales.


Single-Family Homes. Available in many styles, sizes and price ranges, single-family detached homes are the traditional preference of most home buyers.


  • Homeowners are responsible for all costs associated with the home and the property it sits on, including maintenance, repairs, property taxes, utilities, upgrades, etc.
  • Many newer single-family developments come with features formerly associated with townhome, condo and co-op communities. “Common interest subdivisions” and “planned unit developments” have homeowner’s associations — to which homeowners pay dues — that maintain common grounds and recreational facilities and often place certain restrictions on homeowners’ properties.
  • Detached homes offer a greater sense of independence and privacy than other multi-unit options.
  • In recent years, the size of yards associated with detached homes has shrunk — so small that some are known as patio homes. Smaller yard, less work!


Townhomes. Townhome communities typically consist of multi-story row houses (though they can be single story), attached by at least one common wall.


  • They allow individual ownership of the unit and the land it sits on.
  • Owners are responsible for paying utilities and maintaining the interior and exterior of their unit along with the owned area around it.
  • The homeowner’s association, to which homeowners pay dues, maintains common grounds and may provide other services such as trash removal.


Condominiums. “Condos” can come in a variety of forms — high-rise units, attached units, duplexes, even detached homes. The key difference is how they are owned.


  • Condo owners buy the right to live in their unit — they buy the “airspace” so to speak — along with an undivided interest in the surrounding structure/s, common areas and facilities, which are owned together by everyone with an ownership stake in the complex.
  • Typically, the condo owner is responsible for maintaining the interior of his or her unit, while the condo owner’s association is responsible for maintaining the exterior, as well as any grounds and common areas.
  • Owners pay a monthly assessment, sometimes higher than for a comparable townhome, to the owner’s association.
  • Owners may pay some or all utilities, while many services, such as trash removal, lawn maintenance, etc., are often provided by the association.


Co-operatives. “Co-ops” are actually corporations that own housing units, typically in multi-story buildings, but sometimes in other forms.


  • Buyers of co-ops purchase shares in the corporation, which allows the buyer the right to occupy (by lease) a particular unit.
  • The number of shares the buyer purchases determines the monthly amount that is paid in “rent” — the more shares, the lower the monthly rent per share.
  • Because the co-op buyer does not “own” the property, the unit usually cannot be used as collateral to secure a mortgage loan, and buyers work with lenders that specialize in co-op financing.
  • Co-op buyers may need a substantial down payment (say, 20% to 30%) to purchase the shares that give them the right to live in the co-op property.


Take your pick. Generally, single-family detached homes tend to be more expensive than townhomes, condos and co-ops, in that order. However, “luxury” non-traditional homes can certainly cost more per square foot.


Message us to find out how we can help finance your next home — whatever you decide is perfect for you. kaybaker@ec.rr.com

All about Wilmington NC real estate.


Heads Up! New Hanover County Removes Illegal APFO Fees | Wilmington NC real estate

Heads Up! New Hanover County Removes Illegal APFO Fees.


The race is not always to the swift, but to those who keep on running.  ~Author unknown

Business Alliance for a Sound Economy in Wilmington NC has Perserverance.

For several years BASE has been addressing the issue of illegal APFO  (Adequate Public Facility Ordinance) funds with New Hanover County.  Five subdivision areas were noted.  Landfall, Northchase, River Lights, Rose Hill Landing and Blue Clay Farms.  Fee or land donations were required by PD (planned development) districts.  Since the PD was planned in 1984 all five subdivisions were subject to illegal requirements for adequate school and fire facilities as conditions of development approval.  At the New Hanover Board of Commissioners meeting last night, the County unanimously voted to amend the ordinance and remove these illegal school and fire fees.  Read more here…

Affordable Home Neighborhoods Wilmington NC Real Estate

Affordable Home Neighborhoods Wilmington NC Real Estate.

Affordable Home Neighborhoods


5705 Highgrove


Here we are proud to offer you the latest homes listings in Wilmington NC affordable neighborhoods. Kay Baker & Associates have assisted hundreds of first time buyers every step of the way in their quest for the American Dream. And we are proud to assist you as well. From the prequalification process and finding the right loan for you to the intense but exciting home search and through the closing process and long after the movers have gone, we are with you. You will be in the hands of true professionals who are experienced in the entire home buying process from financing to negotiating and who truly care about you, the consumer . You will be informed of all homes that fit your search criteria in any of these starter neighborhoods. Click on any of these fine neighborhoods to search for affordable homes in Wilmington, NC.

These are just some of the neighborhhods where you can purchase an affordable home.

Alamosa Place
Bayshore Crossing
Belvedere Ext
Bent Tree
Bradley View Townhomes
Brewster Place
Brickstone Estates
Brooklyn Square
Campus Edge Condos
Caneel Cove
Cape Cottages
More afffordable homes here….

Get the Market Trend Report | Wilmington NC Real Estate

Wilmington NC Real Estate, Wilmington NC Homes, Wrightsville Beach Homes | Market Report.

Curious about the real estate market in North Carolina.  Sign up for your Market Trends Report.  By neighborhood, zip code and more.  Valuable market data, home prices, days on market, supply and demand.  No obligation just sign up here.  http://www.cbbaker.com/marketReport.php

You can also view all Wilmington NC real estate on www.cbbaker.com along with buyer and seller advice.  Enjoy.

2012 USA Budget | Wilmington NC real estate

Need a little light reading this week? The 2012 Fiscal Budget from the Executive Office of the United States has just been released, all 216 pages.  Might take a while to read, but it might be a wise thing to.

These are some General Items that were to be noted.


1. All years referenced for budget data are fiscal years unless otherwise noted. All years referenced for economic data are calendar years unless otherwise noted.

2. Detail in this document may not add to the totals due to rounding.

3. At the time of this writing, none of the full-year appropriations bills for 2011 was enacted; therefore, the programs and activities normally provided for in the full-year appropriations bills were operating under a continuing resolution (P.L. 111–242, as amended). For those programs and activities, data for the current year column (2011) in the budget


Appendix, and in tables that show details on discretionary spending amounts in the Analytical Perspectives volume, reflect the annualized level provided by the continuing resolution. In the main Budget volume, the Historical Tables volume, and in tables that include total discretionary spending in the Analytical Perspectives

volume, current year totals by agency and for the total Government will match the President’s 2011 Budget request. “

 Here is a link from MSN


Check out the TGIF Scoop Wilmington NC

TGIF Scoop

presented by Kay Baker & Associates

Hello and Welcome to the TGIF Scoop.

The party is getting started…. The 64th annual Azalea Festival will be held April 6- 10, 2011 in Wilmington NC.  Darius Rucker has been announced as the the headliner for the concert on April 6 at Trask Coliseum to open up the festivities.  Rucker was previously with Hootie and the Blowfish, read rest of story here….

This is an awesome time to consider buying a second home at the beach. To Wilmington NC home buyers this may be one of the best  home buying opportunities due to historic low interest rates, foreclosure and short sales, and the large inventory to choose from. Don’t miss out on a once in a life time chance to get a really good deal.  Rates are still under 5%.

Call us, use our local knowledge and experience to help guide you. Visit www.cbbaker.com for up the minute MLS listings of homes in our tri-county area. And, we can send you a detailed list of all the short sales and foreclosures on the market. Just send a quick email to kaybaker@seacoastrealty.com. We will send the list right to your email box.

Get out this  weekend and all the activities that Wilmington has to offer.. And, remember, TGIF…..

Kay Bakers Blog

Wilmington NC Real Estate – cbbaker.com


New TRENDS Market Snapshot complete with graphs, neighborhood sales, days on market etc…

Love Letters by A. R. Gurney

February  10-13
Cape Fear Playhouse


Jake Shimabukuro Ukulele Ace

8 p.m. Friday, Feb. 11
UNCW Kenan Auditorium

Listen Here…

Homage to the Velvet Oil Painting
Opening reception is 7 p.m. Saturday, Feb. 12.

3 Valentines Sweetheart Cruises

Henrietta III

Sweetheart Saturday Dinner Cruise
6:30 p.m. Feb. 12. Limited Seating  Call 343-1611

The Wilmington, a state-of-the-art catamaran.

Cruises are from 4 to 6 p.m. Saturday, Feb. 12,
and 2 to 4 p.m. Sunday, Feb. 13. They leave from 212 S. Water St.

Wrightsville Beach Scenic Tours

“Love Boat” cruises around the island
from Friday, Feb. 11, to Monday, Feb. 14.
Capt. Joe Abbate at 200-4002

Lobby Hero

February 2-27  Wednesdays – Saturdays at 8 PM
Sunday Matinees at 3 PM


The Threepenny Opera

City Stage
February 10-13, 17-20 & 24-27

18th Annual UNCW Intercultural Week & Festival

Febrary 11 – February 12, 2011
11:00 AM – 3: 00PM
UNCW Burney Center


Walls Fine Art Gallery Land and Sea Show


“Using one person’s bounty to meet another person’s needs.”

Email sharingourbounty@gmail.com to receive weekly lists of (lightly-used) items needed by families facing hardship in our community.

Paul Hill’s Sculptures

Featuring “Southern Hospitality”

NEW! – Residents of Old Wilmington bought the sculpture and it was moved to the Corner of Market & Water St.  Dedication was this morning at 11:30 am.   Story here.

Wilmington NC  Night Spots

Friday, Feb. 11

Ron Etheridge & Jason Woolwine – Barbary Coast

Daniel Parish- Gabbys Sunpree

Jeramie Norris – Buffaloe Wildwings

Saturday, Feb. 12

Yo Mama’s Big Fat Booty Band, Big Daddy Love- Soapbox

Dueling Pianos – Hells Kitchen

Jerry Powell – Sweet & Savory

Sunday, Feb. 13

Micah Phelps Kennedy – The River Rat

Pulled Pork Sliders with Creamy Coleslaw

From:  Flat Belly Diet! for Men

12 ounces lean pork tenderloin, trimmed, cut into 8 pieces
1/2 cup barbecue sauce
3 tablespoons cider vinegar
4 cups classic coleslaw mix
1/4 cup canola oil mayonnaise
2 teaspoons sugar
1/4 teaspoon black pepper
8 (1/3-ounce) whole wheat potato rolls

Combine the pork, barbecue sauce, and 2 tablespoons vinegar in a medium saucepan over medium-high heat. Bring to a boil, reduce heat to medium-low, cover and simmer, stirring occasionally, for 60 to 65 minutes, until very tender. Remove from the heat and shred with two forks.
Meanwhile, combine the remaining 1 tablespoon vinegar, coleslaw mix, mayonnaise, sugar, and pepper in a bowl and toss well.
Fill the rolls with pork and serve with coleslaw.

Tired of your Computer Not Working Right?

then fix it….


Longtime Wilmington Chef David Herring has opened a new bakery in Hampstead called “Sea Salt”  Wonderful muffins and baked goods and rumor has it he will add his famous ‘SOUPS’ !

(910) 270-1407
17011 US Highway 17 N
Hampstead, NC 28443


Call Chris Rice – On Site Agent
details at www.thetownesatcarleton.comlimited time 


To find out what your home is really worth…..

visit www.housevalueswilmington.com

Find your dream home at a price

you can afford.



Free list of homes with pictures delivered to your email.


I would like to personally thank you for your time and I hoped you’ve enjoyed hearing the Scoop.

Please feel free to pass this information along!

Best Regards,

Kay Baker, ABR,CRS,GRI

linked in wilmington nc real estate

Like Biking to the Beach – live here – Wilmington NC Real Estate

Wilmington NC Real Estate, Wilmington NC Homes, Wrightsville Beach Homes.

You can walk or ride a bike to anywhere you would want to go. Wrightsville Beach, Mayfaire Town Center, entertainment, restaurants, and walking bike trails. All these amenities can be found closer than 2 miles. A rare find as homes on this street just do not show up for sale very often.  Sneak preview Open House Sunday October 31, 2010 1-4 pm.  Please join Chris Rice – Kay Baker & Associates for a tour.  www.cavalierwoods.com 


Do you want to Live in Wilmington near Wrightsville Beach | Wilmington NC real estate


WOW reduced Wilmington NC real estate in Cavalier Woods. Fantastic Community.  Ride bikes to the Beach.

 Gorgeous brick traditional style home with approximately 3300 square feet of unwasted livable space. 4 bedrooms, 3.5 baths and a 2-car garage. All bedrooms have walk-in closets. There is also a large Carolina room across the back of the home that overlooks the well landscaped property. Home is located in one of the most very sought after neighborhoods among lots of trees and other established homes with plantings and mature landscaping. This 1/2 acre property is truly a special and unique combination of convenience. Lot goes back approx 80 ft beyond fence. You can walk or ride a bike to anywhere you would want to go. Wilmington NC real estates Finest. Wrightsville Beach, Mayfaire Town Center, entertainment, restaurants, and walking bike trails. All these amenities can be found closer than 2 miles. A rare find as homes on this street just do not show up for sale very often. New stainless appliances!

Call Kay Baker Wilmington NC real estate premier search tool. www.cbbaker.com

Bike Ride to Wrightsville Beach |Wilmington NC Real Estate

View Wilmington NC Real Estate Listings.

Please join us for an Open House at this gorgeous home in Cavalier Woods.  Sunday 1-4 pm May 30.  Call Chris Rice for Details 910-262-3353 or chrisrice@seacoastrealty.com

Search all Wimington NC real estate on www.kaybakerwilmington.com