Seven Smart Ways To Reduce Your Mortgage Rate | Wilmington NC real estate

After you get a comfort zone about shopping for a mortgage, start looking for Wilmington NC real estate online ~ http://www.WilmingtonNC-realestate.com
1. Compare Mortgage Companies
2. Float Down
Financial products introduced recently will lower your rate if market rates fall, but won’t raise it if rates creep up again.
3. Quick Close
If you can settle on your loan quickly (say, 30 days or less), some lenders will agree to shave percentage points off your rate.
4. Lock In
If you fear rates are going to rise, lock in early before they do. Some lenders allow a float-down option, but with an up-front fee.
5. Pay Points
If you’re willing to pay some interest up front (known as points), you can get a fixed-rate mortgage with a lower interest rate.
6. Stay Awhile
If you agree to keep the same loan for five years or longer, some lenders will cut their interest rate. If you do move or refinance before the agreed-upon deadline, you may have to pay a penalty of about 1% of your loan.
7. Use Good Credit To Negotiate
Do you have A-1 credit? If so, you’re a hot commodity for lenders. They may even be willing to reduce closing costs to get your business. If interest rates are firm, ask for a reduction in fees for document preparation, processing, courier services, copying, underwriting, appraisal or application. Other reductions might include: fewer or no points, lender’s attorney’s fee, commission rate (for mortgage brokers) and the credit check fee. On an adjustable rate mortgage, ask for a lower starting rate.

With so many options available, you may need a professional to help you choose the best program for your situation. Call us today to see what’s available in your area.  910-202-3607 or bakerwayneassociates@ec.rr.com.

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Who Wants To Live On The Water | From $124,900 | Wilmington NC real estate

 

Waterfront Homes from $100,000 – $200,000 – Find Here

Waterfront Townhomes and Condo’s from $100,000 – $200,000 – Find Here

Waterfront Homes from $200,000 – $400,000 – Find Here

Waterfront Townhomes and Condo’s from $200.000 –  $400,000 – Find Here

Waterfront Homes from $400,000 – Find Here

 Waterfront Townhomes and Condo’s from $400,000 – Find Here

 Waterview Homes, Townhomes and Condo’s – Find Here

Waterfront and Waterview Foreclosures – Find Here
 
Waterfront and Waterview Shortsales – Find Here
 
To Search Different Criteria and Want’s – Find Here

 To live by the water is devine…

Enjoy our newest listing at Wrightsville Beach

Deep Waterfront with 2 boat lifts

 608 North Channel Drive | Wrightsville Beach NC Real Estate – SOLD!

Waterfront Wilmington NC

Real Estate Listings

The Cape Fear Region’s many miles of coastline, rivers and sounds offer a wide variety of fishing, watersports and boating activities. And, to maximize the regions waterfront enjoyment, there are many neighborhoods offering waterfront homes in Wilmington, NC with canals, boatslips, and or boatramps. We offer the latest, detailed information on all Wilmington NC waterfront homes and communities offered for sale in Wilmington, NC. So just sit back, relax and click any of these Wilmington waterfront communities to search for your waterfront dream home now.

Waterfront Real Estate in Wilmington NC

Please feel free to contact us with any questions or requests about waterfront homes for sale or waterfront real estate in Wilmington, NC, or any location in the Cape Fear Region. We have lived here all our lives and can help match a neighborhood with a home and schools. We  know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Wilmington, NC, there are still real deals in the great coastal area, but you will need a real estate expert to help you. We are experienced real estate professional’s who has decades of home buying and selling experience in waterfront properties in Wilmington, NC area.

Marinas and Yacht Clubs

 click here for list

Wilmington NC offers an assortment of Marinas and Yacht Clubs for your boating enjoyment. They are located from Carolina Beach north to Scotts Hill. You can get the details about specifics on each one right here.

For true local and knowledgable service in waterfront homes in Wilmington, NC please contact us today at 1-800-497-7325 Ex. 3607 or email at bakerwayneassociates@ec.rr.com

Wilmington, NC Waterfront Neighborhoods

 

 

Arjean by the Sound
Avalon West
Avenel
Bald Head Island*
Bay Harbor
<!–Bay Harbour
–>Bluepoint
Bradley Creek Point
Bridgewater Bluffs
Carolina Bay
Cedar Island
Cedar Landing
Chanel Haven
Channelwalk
Charleston Landing
Demarest Landing
Dolphin Bay
Dunbar Landing
Driftwood Villas
Edgewater Subd
Egret Landing
Elliott Place
Figure Eight Harbour
Figure Eight Island*
Greymarsh Crossing*
Harbor Villa
Headwater Cove
Hickory Knoll
Holiday Hills
Hollyholm
Inlet Park
Inlet Point Harbor Sub*
Inlet Watch Estates*
Intracoastal Watch
John’s Creek
Landfall*
Loder Landing
Marywood
Masonboro Bluffs
Masonboro Harbour*
Masons Bluff
Middle Oaks
Old Chimney
Osprey Point
Oyster Bay
Pelican Reef*
Porter’s Neck
Purviance
Sanddollar Shores
Sandfiddler Point
Saponas Point
Scotts Hill Bluff
Shal-a-Moor
Shandy Point
Shinn Creek Estates*
Shinn Point*
Sounds Edge at Bradley Creek
South East Harbor
Register Place
River Island
Tangle Oaks
The Tides*
Timber Creek
Towles*
Tidalwalk*
Turtle Hall*
Waterway Lodge
Westportt

The Worlds Largest Christmas Tree | Wilmington NC

Update – November 25, 2011
Well, our tree will be lit after all. There will not be a ceremony and Santa has taken a trip down to the Riverfront instead, but you do need to go see this precious tree. Thank you for lighting it one more time….

December 30, 2010 –

An update on the Worlds Largest Christmas Tree and it’s future.  The tree location was picked by locals in a contest held by Town Commissioner J.E.L. ‘Hi Buddy’ Wade.  Two children picked the Hilton Tree and the prize for picking the location was a $5 gold piece, according to Ben Steelman of the Star News.  In 1959, 150,000 people from 11 foreign countries and 42 states ventured out to see the lighting of the Worlds Largest Christmas Tree. 

With talk of not continuing the tradition you have another chance to get a peek at the Worlds Largest Christmas Tree the lights will be on from 5 to 10 p.m. through Dec. 31.  Hilton Park, 401 Hilton St. right next to the Cape Fear Public Utility Authority’s Sweeney Water Treatment Plant. 

Everyone’s favorite!  An 2010 update on our great World’s Largest Christmas Tree!.. Read more here…

The 79th annual lighting of the World’s Largest Christmas Tree in Wilmington NC was held Thursday night at 6pm at Wilmington’s Hilton Park. The massive oak tree covered with spanish moss is believed to be more than 400 years old and covered with 5,250 bulbs. It was first lit in 1928 with over 500 multicolored lights The tree lighting event was also celebrated by the arrival of Mr. & Mrs. Santa. For the first time, the ornaments were hand made by local school students.

The world’s largest living Christmas tree is lit nightly and available for viewing between now and Christmas at 407 Hilton St. Wilmington, NC.

Kay Baker, a life long Top Realtor in Wilmington, NC brings local knowledge and experience to her valued clients. With her decades of experience in the Wilmington, NC real estate market, she can greatly benefit her buyer clients in choosing the perfect Wilmington NC neighborhood, in the negotiation process, obtain the best financing, obtain a home inspection and negotiate the repairs, and assist with the final closing preparations. Her sellers can also reap the rewards of a successful and aggressive Realtor that is always eager to sell their home at a record pace and for the most money possible. Kay has a long track record of selling homes quickly and exposes her listings on over 100 websites.

Kay has earned numerous awards for her outstanding production over the years including the prestigious Coldwell Banker President’s Elite Club.

Kay Baker may be contacted at kay@cbbaker.com or www.cbbaker.com.

Feel the Love | Wilmington Gives Back | Wilmington NC real estate

Nonprofits, Service Providers, Advertisers, Community Volunteers – Wilmington Gives Back.

The summer has picked up speed this year.  We can’t believe it is almost the end of July. We hope that you have enjoyed our beautiful beaches, waterways and the Historic Downtown Wilmington.  If you feel like you need to do something more and different, please consider giving you time and energy to Wilmington Gives Back.  There is something for everyone.  Even 1 hour will be appreciated.  There are NonProfits, Service Provider even Events that would love to have your talents.

These are just “some” of the Nonprofits looking for volunteers or help.

Nonprofit Search Results

Adopt An Angel

Description: Adopt an ANGEL is a 501c3 charitable organization based in New Hanover County, North Carolina. We were founded in January of 2004 by compassionate volunteers who wanted to increase adoptions at New…

Headquarters: P.O. Box 15095 , Wilmington, NC 28408

Agnita M Stine Schreiber Foundation, Inc

Description: A private family foundation…

Headquarters: 1004 Butler National Lane , Wilmington, NC 28411

Airlie Gardens

Description: Established in 1901, Airlie Gardens is a valuable cultural and ecological component of New Hanover County and North Carolina history. In 1999, a grant from the Clean Water Management Trust Fund, the c…

Headquarters: 300 Airlie Rd , Wilmington, NC 28403

American Cancer Society

Description: The American Cancer Society is the nationwide, community-based, voluntary health organization dedicated to eliminating cancer as a major health problem by preventing cancer, saving lives, and dimin…

Headquarters: 2202 Wrightsville Ave, Suite 111 , Wilmington, NC 28403

American Heart Association

Description: The mission of the American Heart Association is to build healthier lives by eliminating heart disease and stroke through education, community advocacy and medical research….

Headquarters: Cape Fear Chapter , Wilmington, NC

American Legion of Carolina Beach

Description: The American Legion has a venue at Carolina Beach. They offer a monthly Fish Fry that includes Fried Fish, hushpuppies, cole slaw, potato salad, corn and ice tea. The Ladies of the Auxillary sell de…

Headquarters: Post 129 1500 Old Dow Road, Carolina Beach, NC 28428-3975

American Red Cross – Cape Fear Chapter

Description: The Cape Fear Chapter was founded on November 10, 1908 as the Wilmington Chapter of the American Red Cross. The Chapter celebrated its 100th anniversary in November 10, 2008 and is the oldest est…

Headquarters: 1102 S 16th St , Wilmington, NC 28401

AMEZ Housing Community Development Corporation

Description: To provide decent affordable housing to low to moderate income households through programs of housing and human development. Programs include but are not limited to pre and post homeownership educat…

Headquarters: , Wilmington, NC

Arab Shrine Club

Description: The local branch of the “Shriners.”…

Headquarters: 4510 S College Rd , Wilmington, NC 28412

Arthritis Foundation

Description: To improve lives through leadership in the prevention, control and cure of arthritis….

Headquarters: , Raleigh, NC

Assistance League of Greater Wilmington

Description: Assistance League® is an all volunteer national nonprofit organization with 122 chapters and guilds that puts caring and commitment into action through community-based philanthropic programs.  W…

Headquarters: 1319-CC Military Cutoff Rd, PMB 155 , Wilmington, NC 28405

Association of Fundraising Professionals

Description: AFP is the professional association for non-profit development officers. It advocates for high ethical standards and broad community involvement. It meets monthly….

Headquarters: PO Box , Wilmington, NC 28401

Bellamy Mansion Museum

Description: The Bellamy Mansion is one of North Carolina’s most spectacular examples of antebellum architecture built on the eve of the Civil War by free and enslaved black artisants. Now the house is a museum…

Headquarters: 503 Market St. , Wilmington, NC 28401

Big Dawg Productions

Description: Big Dawg’s mission is to present quality theatrical productions to enhance the cultural life of southeastern North Carolina, with an emphasis on education through classes, workshops and our New Play F…

Headquarters: Castle St , Wilmington, NC 28401

Black Arts Alliance

Description: As a multidisciplinary vehicle for the advancement of African-American arts and culture, the Black Arts Alliance serves as an advocate for arts and artists, nurtures emerging and veteran artistic tale…

Headquarters: 801 N 4th St, Suite 304 , Wilmington, NC 28401

Boy Scouts of America Cape Fear Chapter

Description: The Cape Fear Council of the Boy Scouts of America also operates Camp Bowers….

Headquarters: 110 Longstreet Dr , Wilmington, NC 28412

Brigade Boys & Girls Club

Description: Founded in 1896, the Brigade Boys & Girls Club serves over 1,500 youth at our sites across New Hanover and Pender counties. The Club offers quality after-school and summer programs in a safe, positiv…

Headquarters: 2759 Vance St , Wilmington, NC 28412

Bruce Barclay Cameron Foundation, Inc.

Description: A Foundation…

Headquarters: P.O. Box 3649 , Wilmington, NC 28406

Cameron Art Museum

Description: The Louise Cameron Art Museum was founded and moved from downtown into a modern building close to the Battle of WIlmington…

Headquarters: 3201 S 17th St , Wilmington, NC 28412

This is our community and if you have even 1 hour to give to help people “Feel the Love of Wilmington NC” then please visit www.WilmingtonGivesBack.org and get started.  You will reap more than you sow.

Search Wilmington NC real estate on your phone

 

Search all Wilmington NC real estate from your phone.  If you are driving by a house and want to know the price, just TEXT 14059 TO 44133 and put in the name of the street and you will get instant information!  To view this listing in Windward Oaks you would TEXT 14056 TO 44133  and you will get information and virtual tour.  Wilmington NC real estate simple and easy for you.  To search Wilmington North Carolina homes online, please visit http://www.cbbaker.com.  To visit our blog please read more here Continue reading

Wilmington NC Real Estate | What is Happening in Wilmington NC this weekend

Kay Baker Wilmington NC Real Estate | Wilmington New Homes Search | Covering Wilmington, Brunswick County and Pender County | TGIF Scoop Jan 14, 2010.

 
to live by the ocean is…

TGIF Scoop

  presented by Kay Baker & Associates

Hello and Welcome to the TGIF Scoop.

Do you wonder what the sold prices are in your neighborhood?  Of course you do.  It is natural to want to know.  With the new Trends MLS reports we can give you sold prices, dates and graphs.  Easy, simple and no obligation.  We want potential Wilmington NC real estate sellers to be knowledgeable about the market. Read the rest of story here…


This is an awesome time to consider buying a second home at the beach. To Wilmington NC home buyers this may be one of the best  home buying opportunities due to historic low interest rates, foreclosure and short sales, and the large inventory to choose from. Don’t miss out on a once in a life time chance to get a really good deal.  Rates are still under 5%.

Call us, use our local knowledge and experience to help guide you. Visit www.cbbaker.com for up the minute MLS listings of homes in our tri-county area. And, we can send you a detailed list of all the short sales and foreclosures on the market. Just send a quick email to kaybaker@seacoastrealty.com. We will send the list right to your email box.

Get out this  weekend and all the activities that Wilmington has to offer.. And, remember, TGIF…..

Kay Bakers Blog

Wilmington NC Real Estate – cbbaker.com

 MARKET SNAPSHOT

New TRENDS Market Snapshot complete with graphs, neighborhood sales, days on market etc…


In a drop of water, there is an ocean.
In a grain of sand, a mountain.
In a tear, a thousand feelings.
In a smile, a thousand thanks.
In the silence, everything that a word can say.
Many mysteries, many paradoxes
Life starts to be lived by following the virtues.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ tao

 

 World renowned comedy hypnotist

Gary Conrad
January 14 & 15  8:00 pm
www.browncoattheatre.com


 

Frank Vignola’s Tribute to Django Reinhardt

Friday, January 14, 2011
8:00 PM 
Thalian Hall, Wilmington, NC
www.thalianhall.org


Join in on the 2011 Martin Luther King Celebration

All Weekend – Visit Event Site Here


  

Cape Fear River Watch Invitational Striper Bass Tournament

Fri, January 14th 2011 – Sat, January 15th 2011

 www.cfrw.us/stripertourney.html


CITY STAGE THEATER
www.citystagenc.com
January  14th through 16th, 21st through 23rd and 29th through 30th


January 21 – Start the 1 month tour on the East Coast

www.greenpeace.org/usa/coalfreetour


 SHARING OUR BOUNTY
“Using one person’s bounty to meet another person’s needs.”

Email sharingourbounty@gmail.com to receive weekly lists of (lightly-used) items needed by families facing hardship in our community.


Wilmington Water Tours Website


  

 Paul Hill’s Sculptures

Featuring “Southern Hospitality”

 NEW! – Residents of Old Wilmington bought the sculpture and it was moved to the Corner of Market & Water St.  Dedication was this morning at 11:30 am.   Story here.


  

  

 

 New Elements Gallery
“Transitions”
www.newelementsgallery.com


 

  

   Wilmington NC  Night Spots

    Friday, Jan. 14

Ron Ethridge – Barbary Coast
 

 

  

Jeramy Morris – Firebelly

 Saturday, Jan. 15

Iamhuman – Yosaki

Masonboro Sound – Sweet & Savory

Drew Smith Band – Wild Wing Cafe

Sunday, Jan. 16

Technoetry – Juggling Gypsy

 


 

Barefoot Contessa – Mexican Chicken Soup

    * 4 split (2 whole) chicken breasts, bone in, skin on
    * Good olive oil
    * Kosher salt and freshly ground black pepper
    * 2 cups chopped onions (2 onions)
    * 1 cup chopped celery (2 stalks)
    * 2 cups chopped carrots (4 carrots)
    * 4 large cloves garlic, chopped
    * 2 1/2 quarts chicken stock, preferably homemade
    * 1 (28-ounce) can whole tomatoes in puree, crushed
    * 2 to 4 jalapeno peppers, seeded and minced
    * 1 teaspoon ground cumin
    * 1 teaspoon ground coriander seed
    * 1/4 to 1/2 cup chopped fresh cilantro leaves, optional
    * 6 (6-inch) fresh white corn tortillas

For serving: sliced avocado, sour cream, grated Cheddar cheese, and tortilla chips

Preheat the oven to 350 degrees F.

Place the chicken breasts skin side up on a sheet pan. Rub with olive oil, sprinkle with salt and pepper, and roast for 35 to 40 minutes, until done. When the chicken is cool enough to handle, discard the skin and bones, and shred the meat. Cover and set aside.

Meanwhile, heat 3 tablespoons of olive oil in a large pot or Dutch oven. Add the onions, celery, and carrots and cook over medium-low heat for 10 minutes, or until the onions start to brown. Add the garlic and cook for 30 seconds. Add the chicken stock, tomatoes with their puree, jalapenos, cumin, coriander, 1 tablespoon salt (depending on the saltiness of the chicken stock), 1 teaspoon pepper, and the cilantro, if using. Cut the tortillas in 1/2, then cut them crosswise into 1/2-inch strips and add to the soup. Bring the soup to a boil, then lower the heat and simmer for 25 minutes. Add the shredded chicken and season to taste. Serve the soup hot topped with sliced avocado, a dollop of sour cream, grated Cheddar cheese, and broken tortilla chips.  Enjoy….

 


 

SEA SALT BAKERY

Longtime Wilmington Chef David Herring has opened a new bakery in Hampstead called “Sea Salt”  Wonderful muffins and baked goods and rumor has it he will add his famous ‘SOUPS’ !

(910) 270-1407
17011 US Highway 17 N
Hampstead, NC 28443

  


   

 ALL UNITS REDUCED UP TO $30, 000!

 

Massive Grass – Soapbox

Need a Deal? Affordable Home Neighborhoods | Wilmington NC Real Estate

Affordable Home Neighborhoods Wilmington NC Real Estate.

Click on any Wilmington NC neighborhood and find a perfect home for your budget. Affordable Wilmington NC real estate – click here.

Wilmington NC real estate

Affordable Wilmington NC real estate

One Stop Shopping.  We are proud to offer you the latest homes listings in Wilmington NC affordable neighborhoods. Kay Baker & Associates have assisted hundreds of first time buyers every step of the way in their quest for the American Dream. And we are proud to assist you as well. From the prequalification process and finding the right loan for you to the intense but exciting home search and through the closing process and long after the movers have gone, we are with you. You will be in the hands of true professionals who are experienced in the entire real estate home buying process from financing to negotiating and who truly care about you, the consumer. Visit our Wilmington NC real estate links page for Attorneys, Home Inspectors, Accountants, Lenders and advice on buying or selling a home in the Wilmington NC area.