LOCATION: The Most Important Questions Every Buyer Should Ask

It’s a maxim in real estate that the three most crucial factors in selecting a home are “location, location, location.” It’s also true! No matter how wonderful the home is, the location is key to how well you’ll like living in it and how well it sells when you’re ready to move on. Before you buy, carefully check the following factors to be sure the home you like is really the one you want to live in.

Wilmington NC real estateConsider destinations

Where will family members go most often from this new location? How easy is it to reach those places from the home? How accessible are schools, churches, grocery stores, medical care, public transportation, shopping malls and emergency services?

Be sure rooms have a view

What is the view from the home and yard? Is the yard right for your anticipated activities? What uses are possible for nearby undeveloped land? Is a new road or commercial development planned?

Check around the clock

{short description of image}Is rush hour traffic a problem? What will be the impact of special events such as local high-school games or church picnics? Test the driveway. How easy is it to get into and out of the driveway?

Be service conscious

What utilities serve the property? Are the rates competitive? Do you want an all-electric home, or do you want gas or oil heat? Where will your mail get delivered? Are there any easements?

Dig below the surface

Is the soil stable? Is part of the property on a flood plain? If so, what is the history of floods on the property and what would flood insurance cost?

Visit the neighbors

How will you fit in with the neighbors? Do people seem to be friendly? Are homes well-maintained?

Read the fine print

If the community has special by-laws or architectural controls over changes to a homes in the area?Make a list of the positive and negative aspects of each property as you tour it. Assign priorities to important elements of the home’s location. If you have questions about a home’s location, we can help. Call or e-mail us now.

 

First Time? How To Buy The Most Home For YOUR Money | Wilmington NC

 

             www.cbbaker.com

{short description of image}You’re neither rich nor poor, and you’re ready to buy your first home. You look around. All those homes on the market! All seemingly priced out of reach!

Cheer up. You’re not alone. With some solid real estate counseling and some help from your lender and/or sellers and others, you can not only get your toe in the door, but you can own the house too. It just takes some creativity, a few inside tips and a bit of homework to buy a Wilmington NC home.

For starters:

Examine your goals

How ironclad are your dreams? Can your ideal of a formal dining room or a hot tub on a redwood deck be postponed? Must you have a two-car garage? Lowering your expectations and starting out modestly (in decent housing that meets your needs) can lead to owning those dreams — in time.

Start saving

Get your priorities straight. Without taking all the fun out of life, what’s more important to you, weekends on the road and dinners out or stashing away at least part of your down payment? (Most lenders want to see that some of the money you invest is your own.)

Keep your credit record clean

When you go mortgage shopping, lenders will be looking over your payment records. Don’t let a late-payment habit rise to haunt you. (Reformed late-payers can request creditors to erase the blots on their records — for a small fee.)

Look for financial assistance

Your parents and other relatives may be able and willing to give you gifts that will get you over the down payment hurdle. (Loans from relatives will be counted as debts and will lower the amount of mortgage payments your lender will allow you to carry.)

Get some co-signers

Parents, relatives (and unrelated investors) can either co-sign a loan or share the ownership of your home. With shared ownership, you’ll be the resident but your co-investor may share specified expenses (plus tax advantages and equity accrual), and will share in your profit on sale.

Shop for mortgage loans

Qualifying for a mortgage can be managed in several ways to fit your down payment and monthly-payment abilities. FHA and VA loans come with low down payment requirements, and lenders offer ARMs (adjustable-rate mortgages) at initially low interest rates. (Look for an ARM that can be converted to a fixed rate should rates drop.)

Consider creative financing

Also, new-home builders and other sellers may offer buy-downs that lower your interest rate in the first few years of a mortgage, thereby making a home more affordable. Balloon loans (if they have at least a 7-year term) can often bridge gaps and give you time to accumulate equity and/or cash to pay them off. Home sellers can sometimes help you financially — with a lease-purchase arrangement or a take-back loan. Lenders and sellers are constantly creating new ways to help buyers buy homes. We can help you check them out.

Look at starter homes

Once freed of the vision of “instant dream home,” you can look for housing that will start you on the equity-building path to realizing your dream. Condominiums and townhouses are often much less expensive than detached houses and buying one now can serve well as a stepping stone.

Search for bargains

If you’re handy with tools, a fixer-upper home gives you the opportunity to buy inexpensively, fix up and, in a few years, trade up. And if you’re adventurous, auctioned properties in suitable neighborhoods can also be good values. If you don’t mind a longer commute to work, outlying areas frequently offer homes at lower prices than those found close to town.

Whatever route you choose toward buying your first home, keep cool. It may take time to find the right combination of elements, but there is a home out there for you and a way to obtain it. We’ll be most happy to help you create your path to its door.

Call or e-mail us for more information on buying your first home.

Make Some Fun This Weekend Wilmington NC | Real Estate

                                                                   life is good….

Passive tiny little ocean ripples pounding the pristine white sand beaches of a tropical island

TGIF Scoop

presented by Baker Wayne & Associates

www.WilmingtonNC-realestate.com

                          Billy Baker   Lisa Wayne    Debi Byrd    Robin Jones

Hello, Welcome to the Scoop.

The secret to a successful relocation is timing — synchronized buying, moving and selling. Good timing just takes a little advance planning that puts you in control. Here are seven relocation secrets Read Rest of Story Here….



Airle Summer Concert Series

July 19   6:00 pm

Jack Jack 180


 
Comdey –

Nutt Street – Ryan Singer

July 19  – 8:00 PM

July 19 –  8:00  PM


Greenfield Lake Ampitheatre

Chris Cagle

Friday 19th  Doors open 6:00 – Concert 7:00

PURCHASE TICKETS ONLINE.


Summer Jazz Workshop Student Concert
July 19  7:30 PM
Beckwith Recital Hall UNCW
Finest middle and high school jazz students
Directed by Frank Bonriorno
7:30 – 8:30 pm


www.cbbaker.com

Surfalorus: Sunscreenings

More details here….


Cinedavidarte
July 20     1:30 – 10:00 PM
Latina , salsa, tango and more with 3 bands
Greenfield Lake Amphitheater
$20.00 to $25.00


Fundraiser – The Daisy Mac Festival
July 20
Old Hog Crawl Field
5601 Castle Hayne Road
Schedule here...7:30 am – 7:00 PM
Food, Music, Dodge Ball and more
Benefit’s Daisy Mac who was recently hit by a car while on her bike.


Need a book to read on the beach?

Annual Beach Read  Book  Sale

Northeast Library Military Cutoff

Saturday 9-1

.50 cents a book



Music on the Town Concert – Velcro
Friday’s   6:00 PM
Mayfaire Town Center

~

Boogie in the Park

Kure Beach Oceanfront Park

Sunday NIghts 4:00 – 7:00 PM  Bring Lawn Chair

~

~Movie on the Lake Sunday’s at Dusk   8:45 pm

Brave

Carolina Beach Lake

~

Sundown Downtown Concerts

Zoso – Led Zepplin

Fridays

6:00 pm


Riverfront Farmers’ Market
Saturdays   8:00 – 1:00 PM

 ~

Popular Grove Farmers’ Market

Wednesday’s 8:00 -1:00  PM

~

Wrigthsville Beach Farmers Market

Mondays 8:00 – 1:00 PM

~


check out the online magazine.  Click photo


GET MOVING!

Wrightsville Beach Loop – 2.45 miles


Gary Shell Cross-City Trail Autumn Hall trail finished!

Awesome – You need to Check it out

www.crosscitytrail.com

~!

 Halyburton Park

1.3 mile handicap accessible walking/bike  trail

~

Run around the Smith Creek Park Lake

1.5 miles

or go kayaking and fishing

Gordon Rd. to Harris Rd. . Park on left.


  Baker Wayne & Associates Blog

Wilmington NC Real Estate – cbbaker.com

  MARKET SNAPSHOT


  

www.sharingourbounty.com
Visit Dowtown Wilmington

http://www.wilmingtondowntown.com/visit


Foodie Walking Tours with Liz Biro

http://www.lizbiro.com/tours.html


 

TGIF Wine Tasting

July 19  6:00  – 8:00 PM

Taste The Olive
www.TastetheOlive.com
Free


Feel the need to help?

If there is a non-profit you like, we would be happy to put it in the scoop.


WRAAP 2013 After School Enrichment

Academy Summer Program Campaign

www.nc-wraap.com

Step Up For Soldiers

www.stepupforsoldiers.org/

 

 The Food Bank needs your donations especially for summer kids.

www.foodbankcenc.org

The Miracle Network

http://www.miracleleaguewilm.org/donation

Wilmington Gives Back

Donate your time

www.wilmingtongivesback.org/

 


   
     Wilmington NC  Night Spots

 Friday July 19

Scarletta- Wild Wing Cafe

ben & heather blue grass – Holiday Inn WB

The Fustics – Duck and Dive

Saturday July 20

Kyle Lindley – Fermental

Overtyme- Shell Islan WB

Seneca Guns – Towne Tap


Sunday July 21

Manny Lloyd – Bluewater Grill



 mobile.cbbaker.com

Real estate on the go…

or online http://www.cbbaker.com


Have a favorite recipe you would like to see here?  Let us know.

 Summer Fried Rice
Summer Fried Rice
                                                                       Rachael Ray

  • Summer squash matchsticks
  • Leftover white rice
  • 1 egg, beaten
  • Sliced scallions
  • Splash of oyster sauce
  • Chopped fresh basil

Stir-fry matchsticks of summer squash with leftover white rice, beaten egg and sliced scallions. Splash with oyster sauce and sprinkle with chopped basil.



803 Trace Drive = Ready NOW!

http://www.cbbaker.com/idx/residential/203302/

802 Trace Drive –

Under Construction

http://www.cbbaker.com/idx/residential/206088/

www.marshlandingplace.com


The Townes at Carleton

 FROM 179,000 –

Call Robin Jones – On Site Agent

910-619-0491

details at www.thetownesatcarleton.com


 Thinking of Selling?

To find out what your home is really worth…..

visit www.housevalueswilmington.com

Find your dream home at a price

you can afford.

www.dreamhomesofwilmington.com

FAST, EASY, AUTOMATIC and FREE!

Free list of homes with pictures delivered to your email.

www.cbbaker.com
We would like to personally thank you for your time and we hoped you’ve enjoyed hearing the Scoop.

 Please feel free to pass this information along!


linked in wilmington nc real estate

Active RainFacebookTwitterLinkedInYouTubeMy Blog (Blogger)My Blog (WordPress)


Tired of your Computer Not Working Right?

then fix it….


For all your Party Needs….

4013 Oleander Dr. 910-791-0024

www.partysuppliers.net


Shelton Metal

Colby S. Byrd, Metal Designer

www.sheltonmetal.weebly.com


eMail:    lhennessey@cruiseplanners.com
Website:  http://www.CruiseCreation.com


SERVING
WILMINGTON, CAROLINA BEACH, JACKSONVILLE
PHONE: 910.270.2575
1012 NC HWY 210 WEST
HAMPSTEAD, NC 28443

Schools, Fundraiser’s , Sports, Parties, Daycares, Workplace

Give us a call!


Call for Mortgage Quotes


Excellent read  … Get the book here…


Awesome Food and People

Keith and Angela Rhodes

http://catchwilmington.com/ 


Get out and dance!  Great fun lessons by Verna

Ballroom – Latin – Swing – Waltz – Cha Cha

Rumba – Salsa – Tango – Shag/Swing

www.BallroomDanceSpotNC.com

910-799-2001


Need Automobile Work?

Trust Labriola’s Automotive

UTI Trained, Foreign, Domestic, A/C Testing & Repair

Diagnostics, Electronic Troubleshooting, Engine De-Carbon Service, Major or Minor Repair.

Owner: Brent Labriola  910-297-2590  brent@capefearauto.com

6506 Market St. Wilmington NC 28405


Great Family Skate Center

http://www.skatejellybeans.net/


910-508-6100 or podsenc@gmail.com

Call Blaine Daniel for quotes and possible discounts


Ever wish you had a PERSONAL ASSISTANT
— someone you could call on to accomplish
the day-to-day tasks and time consuming errands
that leave time for little else?

Well, now you have help..

Call Mary Cook Task Manager

801-455- 1721


SEA SALT BAKERY

Longtime Wilmington Chef David Herring has opened a new bakery in Hampstead called “Sea Salt”  Wonderful muffins and baked goods and  ‘SOUPS’ !

(910) 270-1407
17011 US Highway 17 N
Hampstead, NC 28443



Stress Free Dog Grooming

http://www.dogslifesalon.com/


Do you own a Historic House? In need of renovation?

Call David Thomas – Historic Specialist

910-520-0581

http://www.dptconstruction.com/


Brave battle fought Kimberly.  We will miss you.


 Have a great weekend!

How Much Will it Cost to Sell Your Home? \ Wilmington NC real estat

http://www.WilmingtonNC-realestate.com

Pile of cash

“How much will it cost to sell my Wilmington NC  home?” The answer to that common question generally falls into 3 major categories: fixing to sell, closing the sale, and moving.

You may have additional expenses connected with buying and settling into a new home: trips to your new area while house hunting, meals, lodging, buying furnishings, etc. Some of these expenses are tax deductible, but only if you are being transferred by an employer (who does not reimburse you) or are moving to a new job.

Here are the major expense categories:

  • Fixing to sell: This is not the time to add on or remodel the kitchen or make other major improvements – even though many such improvements often pay, at least partially, for themselves when you sell. Now is the time to make your home fresh, clean, and neat, with an eye to getting your top price. This may call for buying paint, soap, wax, putty, tiling, carpeting or plumbing parts. It may also call for paying professional carpenters, plumbers, yard and cleaning people to do the work for you.
  • Closing costs: As a seller, you can typically look forward to more income than outlay, especially if you’ve built up a substantial amount for your home equity. Possible refunds may include money you’ve already paid on your mortgage, insurance premiums, future property taxes, service contracts, heating fuel you’ll turn over to the buyer, utility deposits and the balance of any escrow funds held by your mortgage lender.
  • Moving costs. If you choose not to move yourself, or if you aren’t being reimbursed by your employer, your largest moving expense is apt to be your professional mover. Moving companies provide a variety of services and a range of fees. To save as much as possible, shop for the best combination of rates, services and insurance, plus reputation for reliability. A non-binding estimate is apt to be lower than a binding one, but there’s no guarantee that your belongings won’t exceed the estimated volume or weight. The best tack is to go for a “binding-or-less” estimate, which should include not only volume or weight but, also, unforeseen expenses at your destination (extra carrying distance, bad weather, etc.)

Some other cost-saving tips: take only what you’ll use at your new home; do your own packing; insure your belongings sufficiently; take your valuables with you, personally, or send them by registered or insured mail.

Although we advise sellers to realistically anticipate their selling expenses, the bottom line is how much cash a seller walks away with after sale. If you’re interested in selling soon, we’ll be happy to provide a Net Proceeds Analysis for your house. Your call is welcome any time.

Sparkling Waterfront Vistas | Wilmington NC real estate search engine

swan13
Wilmington NC Waterfront Properties

Waterfront Homes from $100,000 – $200,000 – Find Here

Waterfront Townhomes and Condo’s from $100,000 – $200,000 – Find Here

Waterfront Homes from $200,000 – $400,000 – Find Here

Waterfront Townhomes and Condo’s from $200.000 –  $400,000 – Find Here

Waterfront Homes from $400,000 – Find Here

 Waterfront Townhomes and Condo’s from $400,000 – Find Here

 Waterview Homes, Townhomes and Condo’s – Find Here

Waterfront and Waterview Foreclosures – Find Here
Waterfront and Waterview Shortsales – Find Here
To Search Different Criteria and Want’s – Find Here 

 To live by the water is devine…

 Wrightsville Beach

Deep Waterfront with 2 boat lifts

 

 

608 North Channel Drive | Wrightsville Beach NC Real Estate –SOLD!

Waterfront Wilmington NC

Real Estate Listings

The Cape Fear Region’s many miles of coastline, rivers and sounds offer a wide variety of fishing, watersports and boating activities. And, to maximize the regions waterfront enjoyment, there are many neighborhoods offering waterfront homes in Wilmington, NC with canals, boatslips, and or boatramps. We offer the latest, detailed information on all Wilmington NC waterfront homes and communities offered for sale in Wilmington, NC. So just sit back, relax and click any of these Wilmington waterfront communities to search for your waterfront dream home now.

Waterfront Real Estate in Wilmington NC

Please feel free to contact us with any questions or requests about waterfront homes for sale or waterfront real estate in Wilmington, NC, or any location in the Cape Fear Region. We have lived here all our lives and can help match a neighborhood with a home and schools. We  know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Wilmington, NC, there are still real deals in the great coastal area, but you will need a real estate expert to help you. We are experienced real estate professional’s who has decades of home buying and selling experience in waterfront properties in Wilmington, NC area.

Marinas and Yacht Clubs

 click here for list

Wilmington NC offers an assortment of Marinas and Yacht Clubs for your boating enjoyment. They are located from Carolina Beach north to Scotts Hill. You can get the details about specifics on each one right here.

For true local and knowledgable service in waterfront homes in Wilmington, NC please contact us today at 1-800-497-7325 Ex. 3607 or email at mailto:bakerwayneassociates@ec.rr.com

Wilmington, NC Waterfront Neighborhoods

 

Arjean by the Sound
Avalon West
Avenel
Bald Head Island*
Bay Harbor
Bluepoint
Bradley Creek Point
Bridgewater Bluffs
Carolina Bay
Cedar Island
Cedar Landing
Chanel Haven
Channelwalk
Charleston Landing
Demarest Landing
Dolphin Bay
Dunbar Landing
Driftwood Villas
Edgewater Subd
Egret Landing
Elliott Place
Figure Eight Harbour
Figure Eight Island*
Greymarsh Crossing*
Harbor Villa
Headwater Cove
Hickory Knoll
Holiday Hills
Hollyholm
Inlet Park
Inlet Point Harbor Sub*
Inlet Watch Estates*
Intracoastal Watch
John’s Creek
Landfall*
Loder Landing
Marywood
Masonboro Bluffs
Masonboro Harbour*
Masons Bluff
Middle Oaks
Old Chimney
Osprey Point
Oyster Bay
Pelican Reef*
Porter’s Neck
Purviance
Sanddollar Shores
Sandfiddler Point
Saponas Point
Scotts Hill Bluff
Shal-a-Moor
Shandy Point
Shinn Creek Estates*
Shinn Point*
Sounds Edge at Bradley Creek
South East Harbor
Register Place
River Island
Tangle Oaks
The Tides* 
Timber Creek
Towles*
Tidalwalk*
Turtle Hall*
Waterway Lodge
Westportt

Wilmington Gives Back | Key to Non-Profit Events

www.cbbaker.com  www.cbbaker.com

Looking for a non-profit group in Wilmington NC? Are you a non-profit group that would like to be listed somewhere?  A wonderful website www.wilmingtongivesback.org is your one stop resource to finding a non-profit group to volunteer or donate.  There is a calendar full of activities ongoing. 

Please visit and think about doing a great service to our great community.

 

Why it Pays to Know Exactly What Goes With Your Home Sale

http://www.cbbaker.com for Wilmington NC real estate

What stays with the home you’re selling? To use the legal lingo, what will convey?

  • The Rule

LightGenerally, real property will convey. Real property is anything attached to the house that would leave visible damage if removed. Typically included: the house, land, trees, shrubbery, fences, TV antenna, and any fixture outside or inside (such as wall-to-wall carpeting or built-in cabinets.). Anything else is personal property. You can take with you any freestanding personal property you want – the washer and dryer, refrigerator, firewood, swimming pool chemicals, window air conditioner, and so on – if removing the items doesn’t change the condition of the house. Ask us about typical local practice.

  • The Strategy

Wilmington NC real estate

If there is real property in your home that you can’t bear to leave behind, either remove it before showing (and repair any damage caused by removal) or specify in the contract that it does not convey. Disclosure helps avoid deal-killing misunderstandings.

  • The Options

Some sellers leave behind awnings and window treatments bought to fit specific windows. Sellers may offer to leave items they no longer need, such as a riding mower; and buyers might ask for personal property like garden tools. Some items like chandeliers are normally considered real property. Your buyer may agree to let you take it, but if your sale hinges on the conveyance of the chandelier, let the chandelier go!

Reminder: If you are wanting to sell your home in the next 6 to12 months, now is the time to begin putting your plan into place, while time is still on your side. Please contact us for any real estate assistance you may need.