USDA 100% Financing in Wilmington NC | Real Estate

Current list of homes in Wilmington NC here.

There is still USDA 100% financing money available on certain homes in the area. This is a possible Scenario –

$100000.00 Purchase Price

2% Guarantee Fee ($2000.00) added to the purchase price equals a financed amount of $102000.00

If the interest rate were 3.875% (APR 4.12%) the principal and interest would be $479.64

***then add the monthly amount of .03% which in this example would be $30.60***

The payment is $510.24 before taxes and insurance

Click Here for a partial list of USDA homes in New Hanover County –

USDA is still an amazing loan and this monthly fee should not discourage buyers from using this program because this is most often the most economical way to purchase a home.

Kristina McLeod

New American Mortgage

USDA Quick Guidelines

· 100% Financing on a low 30 year fixed rate
· No PMI
· 2% Guarantee Fee (Ex. Purchase price $100000.00 +2%=$102000.00)
· Monthly .03% USDA fee (Ex. $100000.00 at .03% =$30.60 per month)
· Borrower cannot own any other properties.
· 640 credit score minimum
· Up to 6% seller concession allowed
· Borrower must meet income restrictions per county. Use $73050.00 for New Hanover and Brunswick. If your income is close to that figure don’t assume they don’t qualify. There are a few exceptions to the rule.
· Try to avoid in ground swimming pools. These can be done on a case by case basis.
· Home must be located in a certain area. http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
This is the place to look to see if the property is eligible. As a general rule, in New Hanover County you would look north of Gordon Rd. and South of Monkey Junction. Almost all of Brunswick county is USDA eligible.To search all homes in Wilmington NC please visit http://www.cbbaker.com

For a quick list of some of the USDA homes in the area – let us know your wants in a home and neighborhood and we can email you a list of available homes asap.

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Sparkling Waterfront Vistas | Wilmington NC real estate search engine

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Wilmington NC Waterfront Properties

Waterfront Homes from $100,000 – $200,000 – Find Here

Waterfront Townhomes and Condo’s from $100,000 – $200,000 – Find Here

Waterfront Homes from $200,000 – $400,000 – Find Here

Waterfront Townhomes and Condo’s from $200.000 –  $400,000 – Find Here

Waterfront Homes from $400,000 – Find Here

 Waterfront Townhomes and Condo’s from $400,000 – Find Here

 Waterview Homes, Townhomes and Condo’s – Find Here

Waterfront and Waterview Foreclosures – Find Here
Waterfront and Waterview Shortsales – Find Here
To Search Different Criteria and Want’s – Find Here 

 To live by the water is devine…

 Wrightsville Beach

Deep Waterfront with 2 boat lifts

 

 

608 North Channel Drive | Wrightsville Beach NC Real Estate –SOLD!

Waterfront Wilmington NC

Real Estate Listings

The Cape Fear Region’s many miles of coastline, rivers and sounds offer a wide variety of fishing, watersports and boating activities. And, to maximize the regions waterfront enjoyment, there are many neighborhoods offering waterfront homes in Wilmington, NC with canals, boatslips, and or boatramps. We offer the latest, detailed information on all Wilmington NC waterfront homes and communities offered for sale in Wilmington, NC. So just sit back, relax and click any of these Wilmington waterfront communities to search for your waterfront dream home now.

Waterfront Real Estate in Wilmington NC

Please feel free to contact us with any questions or requests about waterfront homes for sale or waterfront real estate in Wilmington, NC, or any location in the Cape Fear Region. We have lived here all our lives and can help match a neighborhood with a home and schools. We  know where the best shopping is and all the main attractions. If you are looking for a second home or investment property in Wilmington, NC, there are still real deals in the great coastal area, but you will need a real estate expert to help you. We are experienced real estate professional’s who has decades of home buying and selling experience in waterfront properties in Wilmington, NC area.

Marinas and Yacht Clubs

 click here for list

Wilmington NC offers an assortment of Marinas and Yacht Clubs for your boating enjoyment. They are located from Carolina Beach north to Scotts Hill. You can get the details about specifics on each one right here.

For true local and knowledgable service in waterfront homes in Wilmington, NC please contact us today at 1-800-497-7325 Ex. 3607 or email at mailto:bakerwayneassociates@ec.rr.com

Wilmington, NC Waterfront Neighborhoods

 

Arjean by the Sound
Avalon West
Avenel
Bald Head Island*
Bay Harbor
Bluepoint
Bradley Creek Point
Bridgewater Bluffs
Carolina Bay
Cedar Island
Cedar Landing
Chanel Haven
Channelwalk
Charleston Landing
Demarest Landing
Dolphin Bay
Dunbar Landing
Driftwood Villas
Edgewater Subd
Egret Landing
Elliott Place
Figure Eight Harbour
Figure Eight Island*
Greymarsh Crossing*
Harbor Villa
Headwater Cove
Hickory Knoll
Holiday Hills
Hollyholm
Inlet Park
Inlet Point Harbor Sub*
Inlet Watch Estates*
Intracoastal Watch
John’s Creek
Landfall*
Loder Landing
Marywood
Masonboro Bluffs
Masonboro Harbour*
Masons Bluff
Middle Oaks
Old Chimney
Osprey Point
Oyster Bay
Pelican Reef*
Porter’s Neck
Purviance
Sanddollar Shores
Sandfiddler Point
Saponas Point
Scotts Hill Bluff
Shal-a-Moor
Shandy Point
Shinn Creek Estates*
Shinn Point*
Sounds Edge at Bradley Creek
South East Harbor
Register Place
River Island
Tangle Oaks
The Tides* 
Timber Creek
Towles*
Tidalwalk*
Turtle Hall*
Waterway Lodge
Westportt

NAR and Google Digital Hunt | 2013 Consumer and Market Trends In Real Estate

2013 Consumer and Market Trends in Real Estate

Take minute to view the report.  Great research.

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For More Wilmington NC real estate, please visit http://www.cbbaker.com

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The Wilmington NC real estate market is HOT | Why wait to search for your new home or investment property?

 
 
The Wilmington NC real estate market is hot.  The rates are still below 4% and we have some 100% USDA areas available for a short time.  To search real time, feel free to use our comprehensive website.  There is also buyer and seller information.  Please click photo to enter.  If you would like to search later, just visit www.cbbaker.com or on your phone mobile.cbbaker.com.  Any questions, just give us a call. 910-202-3607 or 1-800-497-7325 x 3607.
Baker Wayne and Associates – bakerwayneassociates@ec.rr.com  

Historic Home in Wilmington NC

Historic District | Wilmington NC
114 N. 7th St. | Bowden – Foard House

Delight in this Circa 1883 Bowden-Foard house in the Historic District of downtown Wilmington. The owners have done an exceptional job in updating the necessary features of this home including all new plumbing lines and bathroom fixtures, a new roof and HVAC in 2006, and much of the electrical system while respectfully preserving many of the details and features that keep this home true to its heritage. Most light fixtures are original as are the heart pine and maple floors. The family room is a private sanctuary that can be closed off by French doors or open to the magnificent 30′ long grand foyer with high ceilings that add a touch of elegance and grandeur to this historic jewel. All rooms have cable and phone access and the home is full electric. The kitchen has been tastefully updated with a glass cook top, cast iron sink, tumbled mosaic marble counter tops tying in the historic elements of this gracious home. A landscaped patio area awaits your down time. Steeped in history, this Circa 1882-83 Italianate Cottage has been updated and brought into the 20th century while maintaining the integrity of many details of the original construction. 114 North 7th Street | Wilmington NC 28401 Historic Bowen – Foard House Circa 1882-1883 Wilmington NC Finest Real Estate

To send a virtual tour to your cell phone –
text 14071 to 44133

Wrightsville Beach NC Homes, Wrightsville Beach NC Real Estate

Wrightsville Beach NC Homes, Wrightsville Beach NC Real Estate.

 

Do you think you cannot afford Wrightsville beach real estate?  Think again.  The prices have dropped and the inventory is varied.  Condos, Townhomes, Shares and Single Family homes are the most affordable in decades. 

 View Listings here from $90,000

The breathtaking island of Wrightsville Beach stretches four miles from Masonboro inlet on the south to Mason inlet on the north. The clear waters off Wrightsville Beach often resemble those of the Caribbean. The city limits of the town of Wrightsville Beach today encompass not only the barrier island but also Harbor Island and a small portion of mainland. Most of the early visitors were fishermen and hunters traveling to the Island by boat. Already the history of Wrightsville Beach, NC was being built on an appreciation of nature and Wrightsville’s bounty. You will truly be amazed at the sunrises on the Atlantic and calming sunsets on the Intracoastal Waterway. Wrightsville Beach, NC offers boating, surfing, fishing or simply true relaxation by the water’s edge. And best of all, Wrightsville Beach is accessible by I40 or our international airport in Wilmington, just minutes away. Wrightsville Beach has it all!

To search all Wilmington NC and Wrightsville Beach real estate please visit www.cbbaker.com

Awesome Wrightsville Beach Waterfront reduced $249,000 to $1,750,000| Wilmington NC real estate

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Wrightsville Beach | Wilmington NC real estate.

Spectacular dream home on Banks Channel with over 4100 sq. ft. of gorgeous living area. 5 bedrooms and 4.5 baths in a well thought out open, floorplan with ELEVATOR. Incredible views await you from most every room including large decks from the owners suite and main living area. Vintage inspired kitchen w/bead board cabinets, Champagne and cream granite counters, kitchen island with built-in gas, downdraft cook top, and 2 raised breakfast bars. And a breakfast room with uninterrupted views of the channel and your private pier with floating dock and 2 boat lifts. One is a 13000 lb. lift for your fishing machine and the other a 3000 lb. lift for smaller pleasure craft. A recently new bulkhead was installed along the beautiful backyard with sod, knockout roses and other indigenous shrubs and bushes. The large owners suite has beautiful Brazilian Cherry floors and a fireplace that is shared with the spa like master bath offering unsurpassed views from the 2 man whirlpool and separate walk shower. A perfect example of Wilmington NC real estate on Wrightsville Beach.

Over 4100 sq. ft. 5 BR, 4.5 bath dream home on Banks Channel with private pier, floating dock/gazebo and 2 boat lifts. Incredible Views. Prepare to stay awhile, because you have just found your new home.

To send a virtual tour to your cell phone –

text 14050 to 44133

To search Wilmington NC real estate please visit www.cbbaker.com

or text 14059 to 44133